Helping you with hints and tips, a

free eligibility call, and matching you
to a proven broker that is right for you.

FAMILY PLEDGE/ GUARANTOR LOANS

Loans known as family pledge, family guarantee, guarantor or family support, are all virtually the same in that they allow purchasers who don’t have sufficient deposit to buy a home or save paying the mortgage insurance to buy a home sooner.

‘GUARANTOR’ questions answered

Learn the benefits, risks and responsibilities of the family member offering a loan Guarantee, to help the applicant get into their own home earlier or cheaper.

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‘LOAN APPLICANT’ questions answered

Learn the benefits, risks and responsibilities of the applicant(s), what you need to know, how it helps buy a home faster and the benefit that the Guarantor offers.

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Think you may qualify for a loan but still have questions?

Book an eligibility call with one of our senior finance professional to help steer you in the right direction.

 

 

LENDERS MORTGAGE INSURANCE LOANS

Where an applicant has less than a 20% deposit plus the Stamp Duty, Transfers and legal costs, the lender will nearly always require you to pay costly lenders mortgage insurance – sometimes as much as $50,000 just for the insurance. We show you ways to reduce or avoid the insurance all together.

Ways to reduce LMI insurance

We detail strategies and insights into how you you can reduce, or in some cases totally avoid paying expensive (LMI) lenders mortgage insurance premiums.

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85% LVR no LMI loans

How this little known lender product may save you thousands in lenders mortgage insurance, if you have a 15% deposit plus Stamp Duty costs, and satisfy the tighter lending criteria.

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Using Guarantor support

How the Family pledge/Guarantor loan works from both the Guarantor and Applicant perspective. If suitable, this loan may help you totally avoid lenders mortgage insurance.

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What We Do Differently

The purpose of Finance Professionals is to give you information, choice and if you choose, service. Rather than risk working with someone new to the job, under training or just not service driven, we offer knowledge, skills and the people that are proven and experienced to handle your needs. A hand picked team with specialist skills and in most cases, the extra service costs you nothing at all.

THE FP SYSTEM

 

Read the relevant information or if you know what you want, jump to the Qualification page for a free phone consultation. For updated mortgage and money saving tips, subscribe to our monthly newsletter and/or like our Facebook page. Remember, if anyone can, Finance Professionals can!
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